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IL STATE SPECIFIC REQUIREMENTS

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IL STATE SPECIFIC REQUIREMENTS

Nippon Life Benefits® regrets that some of our employer group customers and insureds may have experienced severe storms in Cook, Kane, Lake, and McHenry counties in Illinois. Please rest assured that Nippon Life Benefits is sensitive to the declaration of disaster areas and will forebear from taking any immediate adverse action due to failures to meet deadlines because of storm impact. We will grant a minimum of 60 days additional time to our clients and members - where needed to overcome storm setbacks. In addition for prescription refills, the CVS Caremark Customer Care representatives (866-644-7527) will approve one-time emergency refills of a 10-day supply of medication for affected members in these counties: Kane, Lake, and McHenry.

Additionally, the Illinois Department of insurance is available to insured employers and employees wishing to file a Complaint relating to your insurance and the recent disaster areas. You may call the Department's toll-free complaint hotline at 1-866-445-5364, or file a complaint online at:
https://mc.insurance.illinois.gov/messagecenter.nsf

On July 17, 2017, the Governor of IL declared a number of IL counties disaster areas due to flooding. The below memo provides more information regarding this situation and how Nippon Life Benefits will work with each client if an extension or leniency is necessary.
IL Memo

 

 

 

SAMPLE EMPLOYER-GROUP MEDICAL INSURANCE BOOKLET-CERTIFICATES
Nippon Life Insurance Company of America® is providing prospective policyholders, members and dependents the opportunity to view sample employer-group medical insurance Booklet-Certificates.
Please note that these Booklet-Certificates are only representative samples, and do not constitute an actual insurance policy or contract. Any Booklet-Certificates actually issued may significantly vary from the samples provided based upon final plan selection and other factors. If there is any conflict between the samples provided and your issued Booklet-Certificate, the issued Booklet-Certificate will control. Sample Booklet-Certificates are subject to change.
If you are already a member, please sign in or register to view your group-specific Booklet-Certificate.
IMPORTANT NOTE:
NOTHING HEREIN IS A GUARANTEE OF BENEFITS OR ELIGIBILITY. ALL TERMS, PROVISIONS, CONDITIONS, LIMITATIONS AND EXCLUSIONS SHOWN IN YOUR ISSUED NIPPON LIFE INSURANCE COMPANY OF AMERICA BOOKLET-CERTIFICATE AND MASTER POLICY WILL GOVERN.