Medical Insurance

You deserve to be able to provide the right health plan for your employees. That’s where our ability to be innovative and flexible will help you find a plan that fits your needs and budget.

Why Medical Insurance?

Healthcare is expensive. In fact, according to debt.org, the average cost for a standard doctor visit was between $70 and $250, and even more for additional testing or treatment. Medical insurance can help protect you and your family from unexpected medical costs.1

1https://www.debt.org/medical/doctor-visit-costs/

Why Medical from Nippon Life Benefits?

We Offer Networks for Medical Insurance

Networks

We have partnered with industry-leading networks to bring convenient access to care and exceptional benefits to our members. Learn More about our partner networks.

More than 25 Years of Experience

Experience

For more than 25 years, Nippon Life Benefits has been providing quality employee benefits designed for everyone.

Excellent Customer Satisfiaction Rating

Service

We focus on making benefits that our members love. How do we do that? By coupling exceptional products with excellent customer service. In fact, in 2020, we were ranked an average of 9.5/10 in customer satisfaction.1

1. Based on 2020 customer satisfaction survey results

Plan Designs

PPO

Our Evolution plans offer a variety of deductible, coinsurance, copays, and out-of-pocket options so you can customize a benefit solution to meet your needs. Our Evolution Value plan offers similar benefits to our Evolution Plan with higher out-of-pocket options to encourage in-network usage.

HDHP

Our Evolution High Deductible Health Plan (HDHP) offers a variety of deductible, coinsurance, and out-of-pocket options. These plans are meant to save premium dollars and promote health advocacy. The Evolution Value plan features higher out-of-pocket options to encourage in-network usage and can help drive down premium even further. Our HDHP plans can be paired with an HSA (Health Savings Account) to simplify account management.

Additional Options & Perks

Active & Fit Direct

Nippon Life Benefits partners with Active & Fit Direct to provide our medical members access to more than 11,000 top-of-the-line gym and fitness centers with no long-term contract and one low monthly payment. Learn more about Active & Fit Direct

Teladoc

We have partnered with Teladoc to provide our medical members with access to the oldest and largest telehealth community. This service proivdes you access to nonemergency care via phone or video chat. Learn more about Teladoc

Special Delivery

Your baby’s health is important to us. That’s why Nippon Life Benefits offers Special Delivery, a comprensive program designed to promote helath for soon-to-be moms and babies, at no cost to you.

Wellness

We believe wellness is a critical component to providing quality healthcare. That’s why we include our core package into all medical plans at no additional cost. This program can help reduce health care costs and promote healthy lifestyles for members. Learn more about wellness.

Healthcare Accounts

We offer several options designed to assist members and their employers in managing the costs of health insurance benefits. From our UMB Bank-powered Health Savings Account, to the employer-funded Health Reimbursement Arrangement, to our Flexible Spending Account, we have the right solution for you. Learn more about our Healthcare Accounts.

Employee Assistance Program

Our Employee Assistance Program (EAP) offers employees resources and tools to help them live their healthiest, most productive lives. By calling the toll free number, they’ll have access to liscensed behavioral professionals. Learn more about EAP.

Interested in Learning More?

If you are a broker looking to get in touch with a representative from Nippon Life Benefits, click the link below to get in touch.

Get in Touch