FlexChoice

We know customers value flexibility in designing their health benefits. With FlexChoice, employers can choose from a wide range of options to meet their specific needs.

• Dual deductible plans. Separate in- and out- of-network deductibles apply.
• Deductibles and copays do not apply to coinsurance maximum.
• Separate copays for primary care physician office visits and specialist office visit.
• PPO Primary Care and Specialist Physician Visit $ Limit - For plans with a copay, PPO physician visit limited to $500 per visit at 100% after copay; amounts in excess of $500 subject to deductible and in-network coinsurance. For plans without a copay, PPO Physician Visit subject to deductible and plan coinsurance.
• Emergency room and Urgent Care copays are optional.